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Hi, my name is Bernadebt. 

I am the elephant in every room. 

Lots of people have debt and credit problems, but no one wants to talk about it. 

When you walk in a room, imagine that half of those people have a debt or credit problem. 

What??!! 

Other people have debt or credit problems? Yes, over 50% of Americans have some sort of debt or credit problem they are struggling with. 

But, that’s not what you see on Facebook? You mean people are not talking about their debt and credit problems on Facebook?? It makes you feel very isolated and that you are alone in dealing with this problem. 

My name is Bernadebt and I was created to help you understand that you are not alone. 

I am the elephant in every room.


This is just a basic overview and is not legal advice specific to your situation. If you have questions about your rights when it comes to debt and credit, you should speak with an attorney in your area for legal advice.